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Primary Insurance vs. Secondary Insurance – Things to Know

Primary insurance and secondary insurance are one of those things that you can have for more than one. When two health plans cover you over, one plan is considered primary and the other is supplementary or secondary. In this article, we will show you things to know about these insurance types. The difference The primary one is an insurance plan that covers an individual as a member, subscriber, or employee. This insurance will be billed first when you sign up for health care. If your workplace grants health insurance to you, this is your primary insurance then. On the other hand, secondary insurance is an insurance plan that complements your primary. In case your primary is exhausted and needs some help to cover the bill, the secondary insurance will do that. Terms and conditions are applied, however. Not all individuals are eligible for secondary insurance Other than the life insurance plan, most people have a primary health insurance plan. However, not all people have a second