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Talking about insurance coverage, critical illnesses insurance is one of those plans you need to know. As its name suggests, this is a health plan insurance designed for severe illness. When you need to pay for your medical care expenses due to several illnesses, this coverage will be billed. This insurance is supplemental and can be purchased along with your primary health insurance. Still, some restrictions are applied. Make sure you ask your insurance company before applying for critical illness care insurance. How it works Critical illness insurance requires you to pay a monthly premium, just like many types of insurance on the market. The policies offer insurance coverage from USD 5,000 up to USD 500,000. The premiums you must pay depend on the coverage amount you’ve purchased. Also, it depends on several aspects such as your age, general health, how many illnesses covered by the policy, and many more. You need to check with the insurance company. Some plans even require a thoro

Since there are so many types of insurance policy, here we will show you the difference between term life and whole life insurance plan. Life insurance , on the other hand, is one of those main insurance coverages offered by insurance companies. Some people consider that this type of insurance is a necessity yet a must-have possession. On the other hand, other people choose to not apply for the plan. The core difference between term life and whole life insurance In a nutshell, both term life and whole life insurance are the same. They even have the same “mother” in this insurance world. Both policies also allow you to leave money for loved ones after you pass away. Specifically, term life and whole life insurance policies have a difference. Whole life insurance costs a little more but comes with a higher cash value. It will stay in force as long as you pay the premium. On the other hand, term life insurance is a temporary policy. It costs lower than the whole life insurance and yet i